Flood Insurance

Insuring your properties against floods will give you peace of mind, even in the rainy seasons.

Request a Quote

Flood Insurance Coverage with Choice Flood Insurance LLC

Flood insurance protects the structure of your home, as well as your personal items that are ruined or damaged by flooding. Because homeowner’s insurance doesn’t cover flood damage, your home must be insured under a separate flood policy.

NFIP, Excess, CBRA and Private Options

We offer both NFIP backed and private flood options for commercial & residential properties. We can advise which is the most beneficial option for you.

Letters of Map Change

We process insurance waivers to remove the mandatory purchase requirement.

Severe Repetitive Loss & Claims Counseling

We provide technical advice to stop increases and benefit-cost analysis to aid in decision making.

Condo and Condo Unit Owners

Condo unit owners can purchase a policy that covers HOA special assessments related to flood damage. Call for details.

Commercial Properties

Flood insurance on commercial properties can be expensive. Let us work with you to accurately curate your exposure. We write creditable Floodproofing plans for qualified structures.

Why Doesn’t My Home Insurance Cover Flooding?

Including flood coverage in comprehensive home insurance policies increases the premiums and deductibles, making it less likely for homeowners to buy and insurance carriers to sell the home insurance package. As a result, most homeowners insurance policies do not include flood damage in their list of coverages.

Keep Your Home Safe from Floods

To protect your home from flooding, especially if you’re in an area susceptible to rising waters, you’ll need to purchase flood insurance. Not sure where to start? Ask one of our agents about the steps you should take to protect your home and belongings at an affordable rate.

talk to an agent

Or call for immediate assistance.