Flood insurance protects the structure of your home, as well as your personal items that are ruined or damaged by flooding. Because homeowner’s insurance doesn’t cover flood damage, your home must be insured under a separate flood policy.
We offer both NFIP backed and private flood options for commercial & residential properties. We can advise which is the most beneficial option for you.
We process insurance waivers to remove the mandatory purchase requirement.
We provide technical advice to stop increases and benefit-cost analysis to aid in decision making.
Condo unit owners can purchase a policy that covers HOA special assessments related to flood damage. Call for details.
Flood insurance on commercial properties can be expensive. Let us work with you to accurately curate your exposure. We write creditable Floodproofing plans for qualified structures.
Including flood coverage in comprehensive home insurance policies increases the premiums and deductibles, making it less likely for homeowners to buy and insurance carriers to sell the home insurance package. As a result, most homeowners insurance policies do not include flood damage in their list of coverages.
To protect your home from flooding, especially if you’re in an area susceptible to rising waters, you’ll need to purchase flood insurance. Not sure where to start? Ask one of our agents about the steps you should take to protect your home and belongings at an affordable rate.